A listing that isn't moving
The seller has already tried the traditional market, and another price reduction may not solve the real problem.
For agents · Resource Center
More Ways to Help a Deal Get to Closing
When a traditional sale or traditional financing hits a wall, OpenPath helps agents explore whether another purchase structure or another qualified buyer could create a path forward.
When to think of OpenPath
A buyer the bank declined
The buyer wants to own, but conventional financing isn't working today.
A seller open to terms
The seller may value income, price, timing, or flexibility differently than an all-cash-at-closing transaction.
A landlord ready for an exit
The owner wants to sell, but may have flexibility in how the transaction is structured.
An assumable or favorable existing loan
The financing already attached to the property may be economically important to evaluating the opportunity.
A creative-finance property that needs a buyer
An investor or agent already has a workable structure, but needs distribution and buyer demand.
Have one of these? Send us the property and let OpenPath evaluate it.
Not every property will have a workable alternative. When one does, we will tell you what we see and what the next step would be.
How it works
You send the opportunity
Property, seller situation, known financing information, and anything already discussed.
OpenPath evaluates the options
We look at the property, existing financing, seller goals, buyer affordability, and potential transaction structures.
If there is a workable path, we help position it
Depending on the situation, that may include flexible purchase terms, buyer matching, property marketing, or another agreed strategy.
Everyone knows the next step
The agent, seller, buyer, and OpenPath know what is being proposed before moving forward.
You do not need to become a creative-finance expert before sending us a property.
What might we evaluate?
Examples only. Which options fit depends on the property, the existing financing, the seller, the buyer, and the rules that apply to the transaction.
Traditional Sale
Creative terms are not automatically better. If a conventional sale is clearly the strongest solution for the property and seller, the analysis should say so.
Seller Financing
Seller receives some of the purchase price over time rather than necessarily receiving the entire amount at closing.
Lease Option
The buyer leases the home with an option to purchase later, which can give a buyer time to prepare for financing and give the owner income in the meantime.
Assumable Financing
Some existing loans can be taken over by a qualified buyer. A below-market rate already on the property may change what a buyer can afford.
Existing-Loan Structures
In some situations an existing loan stays in place as part of the purchase, such as a wraparound arrangement. These need careful review and clear written agreements.
Buyer Matching
OpenPath keeps a list of registered buyers by location, down payment and monthly payment, so a home can be compared against real buyer demand.
Marketing and Distribution
Approved homes can be listed on OpenPath and promoted to buyers looking for flexible purchase options, with tracked traffic to each one.
Where you stay
Your client relationship stays yours. OpenPath works alongside the agents involved; submitting a property does not create a listing, a referral agreement, or a fee, and any compensation or structure is only what is agreed in writing. Professional involvement, including attorneys and other advisors, stays in place where it is appropriate.
Have a listing or a buyer that needs another path?
Submit the property through the partner portal, or refer the buyer. An OpenPath operator reviews every submission.
OpenPath is not a lender and does not guarantee financing, qualification, approval, a sale, a buyer, income, or a completed transaction. Any structure is real only in a written agreement. Traditional real estate still works for many people.